I know people prefer to complain instead of act, but what is something people don’t like but has an alternative?

  • Curious Canid@lemmy.world
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    2 years ago

    Broader than a brand, but I think it fits here…

    Everyone hates banks. Credit Unions are better in every possible way.

    • Flying Squid
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      2 years ago

      I cannot agree more. Maybe if you need some massive loan, you should go to a bank, but otherwise, credit unions are great. I love that I don’t have to pay fees for just having a damn account.

    • DerrekOP
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      2 years ago

      Been with my credit union for a decade and perfectly content

    • CoderKat@lemm.ee
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      2 years ago

      Might depend on the country though. I grew up where credit unions were really common and just assumed they were the best. I had to switch to something else cause I moved across the country and my credit union was only on western Canada. While shopping around, I realized that the big Canadian banks were offering way more than my credit union ever was. Plus their website actually felt modern.

    • DubiousInterests@lemmy.fmhy.ml
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      2 years ago

      Well one disadvantage of credit unions is that you might not be able to get a debit card. Loan interest is usually way better though.

        • DubiousInterests@lemmy.fmhy.ml
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          2 years ago

          Really? Of the credit unions I can join based on common bond they only allow savings accounts basically and loans but very good rates on loans. I hear that in Germany at least they give all the advantages of banks